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Rachel Windley | LPT Realty

Galveston

Beach life, island history. Know the real cost before you buy.

Galveston is a barrier island about an hour south of Houston, with 32 miles of Gulf coastline, historic Victorian homes, and one of the busiest cruise ports in the country. Buyers come for second homes, retirement, and vacation rentals. On the island, the real cost goes well beyond the price: windstorm and flood insurance, elevation, flood zones, and, for investors, short-term rental registration and a 15% hotel occupancy tax. I run those numbers before you write an offer.

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Newest Galveston homes

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Exterior of 00 00 105th, Galveston, TX 77554

$1,900,000

00 00 105th

Galveston, TX 77554

Listing courtesy of Simply Galveston Real Estate.

Data last updated July 31, 2026 at 3:34 PM.

The data is believed reliable but is not guaranteed and should be independently verified.

Exterior of 7600 Gulf Street, Hitchcock, TX 77563

$1,596,000

7600 Gulf Street

Hitchcock, TX 77563

Listing courtesy of Keller Williams Houston Central.

Data last updated July 31, 2026 at 12:25 PM.

The data is believed reliable but is not guaranteed and should be independently verified.

Exterior of 0 Fm 517, League City, TX 77551

$399,999

0 Fm 517

League City, TX 77551

Listing courtesy of Prime Realty Group.

Data last updated July 30, 2026 at 12:22 PM.

The data is believed reliable but is not guaranteed and should be independently verified.

Known for

  • The Strand Historic District and the East End's Victorian homes
  • The Galveston Seawall and miles of Gulf beaches
  • The Port of Galveston, a major cruise port
  • The University of Texas Medical Branch (UTMB)

Things to do

  • Walk, bike, or surrey-ride along the Seawall
  • Shop and dine on The Strand, and catch Mardi Gras each year
  • Visit Moody Gardens and the Pleasure Pier
  • Fish, boat, and watch birds on the bay and at Galveston Island State Park

By the numbers

  • 53,695

    Population (2020 U.S. Census)

  • $294,300

    Median home value

  • $57,216

    Median household income

  • 15%

    Hotel occupancy tax on short-term rentals

Beachfront, bayfront, and East End values vary widely, and insurance can change the true monthly cost more than the price. Ask me for the numbers on the exact home you're considering.

Sources: U.S. Census Bureau 2020 Census and ACS 2019–2023; City of Galveston.

Short-term rentals

Thinking about a vacation rental? Inside City of Galveston limits, short-term rentals must be registered with the city and display a Galveston Vacation Rental (GVR) number on every listing. Owners also owe a 15% hotel occupancy tax: 9% city and 6% state. The Bolivar Peninsula falls under Galveston County, where rules are lighter. HOAs and deed restrictions can add limits too. I check this before you buy, not after.

School districts

The City of Galveston is served by Galveston ISD, including Ball High School. Homes elsewhere in Galveston County are served by other districts. Always confirm zoning by the exact address.

Home plan

Thinking about Galveston?

Whether it's a beach house, a second home, or a vacation rental, tell me what you're looking for. I'll show you what it really costs to own on the island.

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Rachel Windley | LPT Realty